Digital Insight Selects Award-Winning Business Rule Management System For Loan Processing Platform

MOUNTAIN VIEW and CALABASAS, Calif., January 14, 2003 - ILOG® (NASDAQ: ILOG; Euronext SICOVAM: 006673), the leading supplier of enterprise-class software components, and Digital Insight® Corporation (NASDAQ: DGIN), a leading eFinance enabler, today announced that Digital Insight has selected ILOG JRules™ Business Rule Management System (BRMS) for its AXIS™ Lender Platform, which was launched last month. ILOG JRules helps businesses increase their agility by enabling them to automate business processes, empowering their business users to respond more effectively to dynamic business conditions. The BRMS is expected to help Digital Insight reduce the time it takes to render a loan decision to its customers.

Every lending institution has its own unique set of governing policies, based on internal guidelines, best practices and compliance regulations. These complicated and dynamic policies are represented by hundreds, and in some cases thousands, of business rules. ILOG's BRMS provides a user-friendly way to manage and maintain these business rules.

Embedded in the AXIS Lender Platform, ILOG JRules represents, in a readable and easy to modify format, the hundreds of business rules that drive each customer's specific loan decision process. ILOG JRules also provides business users with the ability to author and change business rules - without IT support - in order to customize the product for each lender based on their services, products and guidelines. Using ILOG's BRMS, Digital Insight's client institutions can rapidly make changes to these business policies in response to changing business conditions.

"Lending is an industry where decision making processes differ greatly from company to company," said Bob Surridge, senior vice president of Digital Insight's Lending Division. "ILOG JRules plays a role in our AXIS Lender Platform by providing an easy to use business rule management system that allows Digital Insight to provide our clients with a fully customized application that can be adapted based on different services, products and guidelines."

Other key reasons for Digital Insight's selection of ILOG JRules included its ease of integration, flexibility and performance. In addition, ILOG JRules has the first business rule engine that integrates with Enterprise Java Beans for applications running on the Java 2 Enterprise Edition (J2EE) platform, another key requirement for Digital Insight.

About Digital Insight
Digital Insight Corporation is the preferred eFinance enabler for visionary financial institutions. Through its comprehensive portfolio of outsourced, Internet-based financial products and services built upon the company's unique architecture, Digital Insight enables banks and credit unions to become the trusted transaction hub for their retail and commercial customers. Digital Insight provides retail and commercial Internet banking, electronic bill payment and presentment, eCommerce portal technology, wireless channel delivery, advanced targeted marketing, website development and maintenance, as well as online and call center lending services. Each Digital Insight product and service reinforces the brands of its client financial institutions.

About ILOG
For more than 10 years, ILOG's innovative enterprise-class software components and services have helped companies maximize their business agility and improve operating efficiency. Over 1000 global corporations and more than 300 leading software vendors rely on ILOG's business rules, optimization and visualization technologies to achieve dramatic returns on investment, create market-defining products and services, and sharpen their competitive edge. For more details, please visit www.ilog.com.

ILOG is a registered trademark and JRules is a trademark of ILOG. Digital Insight is a registered trademark and AXIS is a trademark of Digital Insight. All other trademarks are the property of their respective owners.